Understanding Financial Statements: A Beginner’s Guide

Financial statements might seem confusing, but they are essential for managing your business effectively. Here’s a simple breakdown:

  1. Profit & Loss Statement (Income Statement)
    Shows revenue, expenses, and net profit or loss over a period. It helps you evaluate profitability.
  2. Balance Sheet
    Provides a snapshot of your business’s financial position, listing assets, liabilities, and owner’s equity.
  3. Cash Flow Statement
    Tracks how cash enters and exits your business. It’s crucial for understanding liquidity and funding needs.

Understanding these documents allows you to monitor performance, secure funding, and plan strategically.

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